What Kind of Insurance Do They Have?

You will want to verify the limit of your contractor’s insurance policy and ask yourself if the cost of your project exceeds that amount (PLUS the portion of the home they aren’t touching which could also be damaged due to proximity, in say a fire, burst plumbing lines, etc.). You can request that your contractor purchase an additional policy to match your project needs. You should expect that the added cost be passed on to you, but it shouldn’t be a scary number, so don’t hesitate to do it if it’s necessary.

Next: You Must, Must, Must, Must Check References and Trust Your Gut.